Effective Date: January 1, 2025

Beast Insights is committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains how we collect, use, store, and protect information when you use our payments intelligence platform.

Information We Collect

Personal Information

Account Information: Name, email address, job title, company name, phone number, and billing details when you create an account or subscribe to our services.

Communication Data: Information from your interactions with us, including support tickets, emails, and feedback.

Payment and Transaction Data

Transaction Information: Payment data you choose to share with our platform for analysis, including transaction amounts, approval rates, decline reasons, and chargeback data.

Financial Metrics: Business performance data related to payment processing, including GMV, transaction volumes, and payment method performance.

Note: We only access transaction data you explicitly authorize through our secure integrations or file uploads.

Technical Information

Usage Data: How you interact with our platform, features used, time spent, and navigation patterns.

Device Information: IP address, browser type, operating system, and device identifiers.

Performance Data: Platform performance metrics and error logs to improve our services.

How We Use Your Information

Service Delivery

  • Provide payment intelligence analytics and insights
  • Generate custom reports and benchmarking data
  • Deliver real-time monitoring and alerts
  • Process API requests and data integrations

Business Operations

  • Manage your account and billing
  • Provide customer support
  • Improve our platform and develop new features
  • Ensure platform security and prevent fraud

Communications

  • Send service updates and important notifications
  • Respond to inquiries and provide support
  • Share relevant industry insights (with your consent)

How We Share Information

Service Providers

We work with trusted third-party providers for:

  • Cloud hosting and data storage (AWS, Google Cloud)
  • Payment processing for billing
  • Customer support tools
  • Security monitoring services

All providers are bound by strict data protection agreements.

Business Partners

We may share anonymized, aggregated data with payment networks and industry partners to improve payment ecosystem insights. Individual merchant data is never shared without explicit consent.

Legal Requirements

We may disclose information when required by law, regulation, legal process, or to protect the rights and safety of Beast Insights, our users, or others.

Business Transfers

In the event of a merger, acquisition, or sale, your information may be transferred as part of the business assets, subject to the same privacy protections.

Data Security

Protection Measures

  • Encryption: All data is encrypted in transit and at rest using industry-standard AES-256 encryption
  • Access Controls: Role-based access with multi-factor authentication required for all team members
  • Infrastructure: SOC 2 compliant cloud infrastructure with regular security audits
  • Network Security: Firewalls, intrusion detection, and continuous monitoring

Data Retention

  • Account Data: Retained while your account is active and for 3 years after termination
  • Transaction Data: Retained for analytical purposes for up to 7 years or as required for regulatory compliance
  • Communication Records: Retained for 5 years for support and legal purposes

Data Backups

We maintain secure backups to ensure data recovery capabilities while maintaining the same security standards as primary data storage.

Your Privacy Rights

Access and Control

  • Access: Request copies of your personal information
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your personal information (subject to legal retention requirements)
  • Portability: Receive your data in a structured, machine-readable format

Communication Preferences

  • Opt out of marketing communications (service notifications will continue)
  • Choose your preferred communication channels
  • Control frequency of non-essential communications

Data Processing Controls

  • Control which data is processed for analytics
  • Opt out of benchmarking data aggregation
  • Request restrictions on specific data processing activities

International Data Transfers

Beast Insights operates globally and may transfer your data to countries outside your residence. We ensure appropriate safeguards through:

  • Standard Contractual Clauses for EU data transfers
  • Adequacy Decisions where available
  • Binding Corporate Rules for internal transfers

Regional Privacy Rights

For European Union Residents (GDPR)

You have additional rights under GDPR, including:

  • Right to object to processing
  • Right to restrict processing
  • Right to lodge complaints with supervisory authorities
  • Enhanced consent and withdrawal rights

For California Residents (CCPA)

You have rights to:

  • Know what personal information is collected
  • Request deletion of personal information
  • Opt-out of the sale of personal information (Note: We do not sell personal information)
  • Non-discrimination for exercising privacy rights

For Other Jurisdictions

We comply with applicable local privacy laws and will honor equivalent rights where legally required.

Cookies and Tracking

Essential Cookies

We use necessary cookies for:

  • Authentication and session management
  • Security and fraud prevention
  • Basic platform functionality

Analytics Cookies

With your consent, we use cookies to:

  • Understand platform usage patterns
  • Improve user experience
  • Measure performance and identify issues

Third-Party Cookies

Our platform may include integrations with third-party services that use their own cookies. We encourage reviewing their privacy policies.

Cookie Controls

You can manage cookie preferences through your browser settings or our cookie preference center.

Children’s Privacy

Our services are not intended for individuals under 16 years of age. We do not knowingly collect personal information from children under 16.

Changes to This Policy

We may update this Privacy Policy to reflect:

  • Changes in our services or business practices
  • New legal requirements or regulatory guidance
  • Improvements in privacy protection measures

We’ll notify you of material changes via email or platform notifications 30 days before they take effect.

Contact Us

For privacy-related questions, requests, or concerns:

Privacy Contact: info@beastinsights.co
Subject Line: “Privacy Inquiry”

Data Protection Officer: Available upon request for EU-related inquiries

Website: beastinsights.com