Pre-authorization charges validate payment capability before fulfillment, preventing failed captures and reducing chargebacks. High-risk merchants recover $30K-$70K monthly using smart routing and payment intelligence.
Understand the crucial differences between chargebacks and refunds for high-risk merchants. Learn cost comparisons, prevention strategies, and decision frameworks to protect your revenue, maintain processor relationships, and reduce dispute-related losses by up to 40%.
Friendly fraud occurs when customers dispute legitimate credit card charges they actually made. In 2025, this accounts for 75% of all chargebacks, particularly affecting high-risk industries like adult entertainment, CBD, gaming, and subscriptions. Merchants can prevent most friendly fraud through clear billing descriptors, rapid customer support, and strategic use of chargeback alerts.
Payment intelligence platform for high risk merchants
Weekly tips on payment trends, fraud strategies, and making more revenue.
