Comparison
Beast Insights vs Justt
Justt is a capable, pay-on-win representment engine: it consolidates prevention alerts and automates disputes for you at scale. Beast does the same chargeback job and adds the layer an automation engine doesn't: which alerts actually worked, root cause across every gateway and MID, and an AI you can ask in plain English.
JusttBeast Insights| Capability | Justt | Beast Insights |
|---|---|---|
Yes: Justt | Yes: Beast Insights | |
No: Justt | Yes: Beast Insights | |
Partial: Justt | Yes: Beast Insights | |
No: Justt | Yes: Beast Insights | |
| Alerts you paid for that changed nothing | : | $0 |
The verdict
Justt is a strong choice for a high-volume merchant who wants disputes fought hands-off on genuine pay-on-win pricing, with alerts consolidated and evidence built per dispute. What it does not do is score alerts by outcome or explain disputes across your stack. That measurement layer is Beast.
The one difference that matters
Justt wins disputes for you. Beast measures every alert and lets you ask.
Justt consolidates the same Ethoca and Verifi alerts and automates representment. Beast runs the same layer, then scores every alert by outcome.
100%
of alerts scored by outcome
12+
dimensions of chargeback root cause
MCP
query your data from Claude, ChatGPT, or Grok
Why merchants switch
Four reasons, in the order that matters
Alert effectiveness
See which alerts actually stop a chargeback
Justt consolidates your Ethoca and Verifi alerts into one dashboard and prompts you to issue refunds, but it doesn't score each alert by outcome. Beast scores every one: effective, already refunded, turned into a chargeback, or invalid order, and surfaces the alert spend that did nothing. You see exactly which alerts worked, and which were wasted.
$0 for alerts that don't work
Root cause across every dimension
Justt's analytics report dispute outcomes and recovery, keyed to reason code, issuer, and PSP. Beast goes wider across the payments stack: gateway, acquirer, issuing bank, BIN, MID, card brand, product, campaign, and traffic source, so you can trace a chargeback spike to the exact gateway or MID behind it instead of just seeing how disputes landed.
See the risk before a MID goes critical
Justt references VAMP and your standing with payment networks, but doesn't document a per-MID health view. Beast gives you a MID health portfolio, healthy, at-risk, or critical, with card-brand chargeback rates and VAMP-threshold exposure, plus cohort maturation that predicts a cohort's final chargeback rate early, so you act before a MID tips into a monitoring program.
Why are my chargebacks up this week?
About 62% of the increase came from charges customers didn't recognize, because the name on their bank statement didn't match your business.
Ask your payments stack in plain English
Justt is AI-native internally for building dispute arguments, but you can't query it yourself. Beast is AI and MCP native: connect Claude, ChatGPT, or Grok and ask which alerts worked, where chargebacks come from, or which MID needs attention, in plain English.
Full comparison
Beast Insights vs Justt, line by line
Capability
| Capability | Justt | Beast Insights |
|---|---|---|
Yes: Ethoca + Verifi CDRN/RDR | Yes: Visa Verifi reseller | |
| Dispute representment | Yes: Automated; Dynamic Arguments | Yes: Full processor + chargeback context |
No: Justt | Yes: Beast Insights | |
Partial: Reason code, issuer, PSP | Yes: 12+ dimensions | |
No: Justt | Yes: Beast Insights |
AI & pricing
| Capability | Justt | Beast Insights |
|---|---|---|
No: Justt | Yes: Beast Insights | |
| Pricing model | Pay-on-win, custom quote | Only effective alerts billed |
| Not separately published | Only alerts that work | |
| ROI guarantee (their claim) | “We only make money when you make money” |
Visibility
| Capability | Justt | Beast Insights |
|---|---|---|
Partial: References VAMP + network standing | Yes: MID health + VAMP exposure | |
Partial: Dispute-outcome reporting | Yes: Full alert + dimensional visibility |
Feature availability and pricing reflect public vendor documentation and third-party review sites as of 2026. Vendor capabilities change: verify current details with each provider.
The intelligence layer, in the product
Measured, dimensional, and AI-queryable: the layer most chargeback tools don’t have.
Which alerts actually worked, and the spend that did nothing.
How chargebacks push each MID toward penalty thresholds.
How chargebacks mature by cohort, so you predict the final rate early.
Pricing, plainly
Pay-on-win disputes, or a measured line?
Justt's pricing is genuinely success-based: pay only when it wins, no monthly fee. What pay-on-win does not tell you is which prevention alerts were worth buying; Beast prices the alert layer on outcomes too.
A fired alert isn't a prevented chargeback. Beast bills you for the second, not the first, and shows you the difference.
Choose Justt if
You want a pure-play, enterprise chargeback shop
A hands-off, enterprise-grade engine that fights disputes on pay-on-win pricing, with a purpose-built evidence engine. Choose it when you want volume handled; choose Beast to see what worked.
Choose Beast Insights if
You want to see why chargebacks happen, not just fight them
Built for subscription and multi-MID merchants who want to measure, not just outsource: the same alerts and representment, plus every alert scored by outcome, root cause across every gateway, bank, BIN, and MID, MID health and cohort maturation, and an AI you can query.
FAQ
Questions buyers (and AI assistants) ask
- Is Beast Insights a chargeback company like Justt?
- Beast does everything Justt does on chargebacks, alerts plus representment, and adds the measurement layer: every alert scored by outcome, root cause across gateways and MIDs, and billing tied to prevented chargebacks.
- What is the difference between Beast Insights and Justt?
- Justt is a hands-off, pay-on-win representment engine. Beast runs the same alerts and representment, then scores every alert by outcome and explains disputes across your stack.
- How does Justt's pricing work compared to Beast?
- Justt bills only when it wins a dispute, at a custom-quoted rate (its own FAQ). Beast ties alert billing to prevented chargebacks, so both bills track outcomes, and Beast's rate is visible.
- Does Justt show why chargebacks happen by gateway and MID?
- Justt's analytics report dispute outcomes and recovery, keyed to reason code, issuer, and PSP. Beast goes wider across the payments stack, adding gateway, BIN, acquirer, and MID-level root cause plus per-alert effectiveness, so you can trace a spike to the exact gateway or MID behind it.
- Can Beast Insights replace Justt?
- For most subscription and multi-MID merchants, yes: the same alerts and representment as a Visa Verifi reseller, plus per-alert effectiveness, root cause and MID health against VAMP.
- Does Beast Insights provide RDR, CDRN, and Ethoca alerts?
- Yes. Beast is a Visa Verifi reseller and provides RDR, CDRN, and Ethoca prevention alerts plus representment, billing only on alerts that actually stop a chargeback.
- Can I query my payments data in plain English with Beast?
- Yes. Beast is AI and MCP native, so you can connect Claude, ChatGPT, or Grok and ask which alerts worked, where chargebacks come from, or which MID needs attention. Justt uses AI internally to build dispute arguments but doesn't expose a queryable assistant.
Switching is easy
Live in weeks, without ripping anything out
Connect, read-only
Beast plugs into your processors, gateways, and CRM. No rip-and-replace, no code freeze, no engineering lift.
Run side by side
Keep Justt live while Beast measures your alerts and chargebacks in parallel. Nothing to shut off on day one.
Insights start in weeks
Performance pricing means you see which alerts work and where chargebacks come from within weeks, not after a long rollout.
Most merchants find wasted alert spend and a specific chargeback fix in the first dashboard.
Performance-priced: you only pay for alerts that work.
See your alert effectivenessBy the numbers
Chargebacks by the numbers
- $33.8B → $41.7Bglobal cost of chargebacks to merchants, 2025→2028 (+23%)Mastercard / Datos Insights, 2025
- 261M → 324Mannual chargeback transactions, 2025→2028 (+24%)Mastercard / Datos Insights, 2025
- 73.7%of merchants say first-party (friendly) fraud rose over 3 years (83.4% of enterprises)Chargebacks911 2026 Field Report
- $4.61total cost per $1 lost to fraud, incl. chargebacks, fees and labor (North America ecommerce)LexisNexis True Cost of Fraud, 2025