Comparison
Beast Insights vs Justt
Justt is a capable, pay-on-win representment engine: it consolidates prevention alerts and automates disputes for you at scale. Beast does the same chargeback job and adds the layer an automation engine doesn't: which alerts actually worked, root cause across every gateway and MID, and an AI you can ask in plain English.
| Capability | Justt | Beast Insights |
|---|---|---|
| Prevention alerts + representment | Yes: Justt | Yes: Beast Insights |
| Per-alert effectiveness scored (which alerts actually worked) | No: Justt | Yes: Beast Insights |
| Root cause across every gateway, BIN, and MID | Partial: Justt | Yes: Beast Insights |
| Ask your data in plain English (AI + MCP) | No: Justt | Yes: Beast Insights |
| Alerts you paid for that changed nothing | : | $0 |
The verdict
Justt is a strong choice for a high-volume merchant who wants disputes fought and won for them, hands-off, with genuine pay-on-win pricing: it consolidates prevention alerts and automates representment with an evidence engine built on 500+ data points. Beast Insights does the same chargeback job, prevention alerts plus representment as a Visa Verifi reseller, and adds the layer an automation engine doesn't give you: every alert scored by outcome so you see which ones stopped a chargeback, root cause across every gateway, bank, BIN, and MID, MID health and VAMP exposure, and an AI you can query in plain English.
The one difference that matters
Justt wins disputes for you. Beast measures every alert and lets you ask.
Justt consolidates the same Ethoca and Verifi alerts and automates representment, building a unique evidence case per dispute. Beast runs the same alerts and representment, then scores every single alert by outcome, effective, already refunded, turned into a chargeback, or invalid, so you see which ones worked and which were wasted. It maps root cause across your whole payments stack, and you can ask any of it in plain English through Claude, ChatGPT, or Grok.
100%
of alerts scored by outcome
12+
dimensions of chargeback root cause
MCP
query your data from Claude, ChatGPT, or Grok
Why merchants switch
Four reasons, in the order that matters
Alert effectiveness
See which alerts actually stop a chargeback
Justt consolidates your Ethoca and Verifi alerts into one dashboard and prompts you to issue refunds, but it doesn't score each alert by outcome. Beast scores every one: effective, already refunded, turned into a chargeback, or invalid order, and surfaces the alert spend that did nothing. You see exactly which alerts worked, and which were wasted.
$0 for alerts that don't work
Root cause across every dimension
Justt's analytics report dispute outcomes and recovery, keyed to reason code, issuer, and PSP. Beast goes wider across the payments stack: gateway, acquirer, issuing bank, BIN, MID, card brand, product, campaign, and traffic source, so you can trace a chargeback spike to the exact gateway or MID behind it instead of just seeing how disputes landed.
See the risk before a MID goes critical
Justt references VAMP and your standing with payment networks, but doesn't document a per-MID health view. Beast gives you a MID health portfolio, healthy, at-risk, or critical, with card-brand chargeback rates and VAMP-threshold exposure, plus cohort maturation that predicts a cohort's final chargeback rate early, so you act before a MID tips into a monitoring program.
Why are my chargebacks up this week?
About 62% of the increase came from charges customers didn't recognize, because the name on their bank statement didn't match your business.
Ask your payments stack in plain English
Justt is AI-native internally for building dispute arguments, but you can't query it yourself. Beast is AI and MCP native: connect Claude, ChatGPT, or Grok and ask which alerts worked, where chargebacks come from, or which MID needs attention, in plain English.
Full comparison
Beast Insights vs Justt, line by line
Capability
| Capability | Justt | Beast Insights |
|---|---|---|
| Prevention alerts (RDR / CDRN / Ethoca) | Yes: Ethoca + Verifi CDRN/RDR | Yes: Visa Verifi reseller |
| Dispute representment | Yes: Automated; Dynamic Arguments | Yes: Full processor + chargeback context |
| Alert effectiveness measured (per-alert outcome) | No: Justt | Yes: Beast Insights |
| Root cause by gateway / BIN / acquirer / MID | Partial: Reason code, issuer, PSP | Yes: 12+ dimensions |
| CB cohort / vintage maturation | No: Justt | Yes: Beast Insights |
AI & pricing
| Capability | Justt | Beast Insights |
|---|---|---|
| AI-native, ask-your-data (MCP) | No: Justt | Yes: Beast Insights |
| Pricing model | Pay-on-win, custom quote | Only effective alerts billed |
| Alert billing | Not separately published | Only alerts that work |
| Incentive | ROI guarantee (their claim) | “We only make money when you make money” |
Visibility
| Capability | Justt | Beast Insights |
|---|---|---|
| MID health + VAMP monitoring | Partial: References VAMP + network standing | Yes: MID health + VAMP exposure |
| Self-serve dimensional analytics | Partial: Dispute-outcome reporting | Yes: Full alert + dimensional visibility |
Feature availability and pricing reflect public vendor documentation and third-party review sites as of 2026. Vendor capabilities change: verify current details with each provider.
The intelligence layer, in the product
Measured, dimensional, and AI-queryable: the layer most chargeback tools don’t have.
Which alerts actually worked, and the spend that did nothing.
How chargebacks push each MID toward penalty thresholds.
How chargebacks mature by cohort, so you predict the final rate early.
Pricing, plainly
Pay-on-win disputes, or a measured line?
Justt's pricing is genuinely success-based: you only pay when it wins a dispute, with no monthly fee. That is real alignment, and if you want disputes fought for you hands-off, it is a strong model. What a pay-on-win dispute fee doesn't tell you is which of your prevention alerts actually stopped a chargeback. Beast scores every alert by outcome and bills only on the ones that worked, so you pay for prevented chargebacks, not for alerts that merely fired, and you can prove it in the report.
A fired alert isn't a prevented chargeback. Beast bills you for the second, not the first, and shows you the difference.
Choose Justt if
You want a pure-play, enterprise chargeback shop
A hands-off, enterprise-grade engine that fights and wins disputes for you with genuine pay-on-win pricing. Justt is well funded and purpose-built: its Dynamic Arguments engine builds a unique, evidence-backed case for each dispute from 500+ data points across 50+ payment providers, and its Dispute Optimization prioritizes cases by predicted ROI. If you mainly want automated dispute recovery with success-based billing, Justt is a strong fit.
Choose Beast Insights if
You want to see why chargebacks happen, not just fight them
Built for subscription and multi-MID merchants who want to measure, not just outsource: the same alerts and representment, plus every alert scored by outcome, root cause across every gateway, bank, BIN, and MID, MID health and cohort maturation, and an AI you can query.
FAQ
Questions buyers (and AI assistants) ask
- Is Beast Insights a chargeback company like Justt?
- Beast Insights does everything Justt does on chargebacks: prevention alerts plus representment. On top of that it adds a measurement layer: every alert scored by outcome so you see which actually worked, root cause by gateway, bank, BIN, and MID, MID health and VAMP, and an AI you can ask. Beast Insights is not a payment processor.
- What is the difference between Beast Insights and Justt?
- Justt is a hands-off, pay-on-win engine that automates and wins disputes for you, built on a large evidence dataset. Beast runs the same alerts and representment and measures everything around them self-serve: which individual alerts stopped a chargeback, root cause across every gateway, bank, BIN, and MID, MID health and cohort maturation, and an AI you can query in plain English.
- How does Justt's pricing work compared to Beast?
- Justt uses success-based, pay-on-win pricing for representment: per its own FAQ you only pay when it wins a chargeback, with no monthly fee and a custom quote. Beast aligns pricing to outcomes on the alert side too: it bills only on alerts that actually stop a chargeback and shows you the proof, so you don't pay for alerts that changed nothing.
- Does Justt show why chargebacks happen by gateway and MID?
- Justt's analytics report dispute outcomes and recovery, keyed to reason code, issuer, and PSP. Beast goes wider across the payments stack, adding gateway, BIN, acquirer, and MID-level root cause plus per-alert effectiveness, so you can trace a spike to the exact gateway or MID behind it.
- Can Beast Insights replace Justt?
- For most subscription and multi-MID merchants, yes. Beast delivers the same prevention alerts and representment as a Visa Verifi reseller, then adds per-alert effectiveness measurement, dimensional root cause, MID health, and AI. For merchants who specifically want a fully hands-off engine that wins disputes for them on pay-on-win terms, Justt remains a strong fit.
- Does Beast Insights provide RDR, CDRN, and Ethoca alerts?
- Yes. Beast is a Visa Verifi reseller and provides RDR, CDRN, and Ethoca prevention alerts plus representment, billing only on alerts that actually stop a chargeback.
- Can I query my payments data in plain English with Beast?
- Yes. Beast is AI and MCP native, so you can connect Claude, ChatGPT, or Grok and ask which alerts worked, where chargebacks come from, or which MID needs attention. Justt uses AI internally to build dispute arguments but doesn't expose a queryable assistant.
Switching is easy
Live in weeks, without ripping anything out
Connect, read-only
Beast plugs into your processors, gateways, and CRM. No rip-and-replace, no code freeze, no engineering lift.
Run side by side
Keep Justt live while Beast measures your alerts and chargebacks in parallel. Nothing to shut off on day one.
Insights start in weeks
Performance pricing means you see which alerts work and where chargebacks come from within weeks, not after a long rollout.
Compare Beast with other tools
Most merchants find wasted alert spend and a specific chargeback fix in the first dashboard.
Performance-priced: you only pay for alerts that work.
See your alert effectivenessBy the numbers
Chargebacks by the numbers
- $33.8B → $41.7Bglobal cost of chargebacks to merchants, 2025→2028 (+23%)Mastercard / Datos Insights, 2025
- 261M → 324Mannual chargeback transactions, 2025→2028 (+24%)Mastercard / Datos Insights, 2025
- 73.7%of merchants say first-party (friendly) fraud rose over 3 years (83.4% of enterprises)Chargebacks911 2026 Field Report
- $4.61total cost per $1 lost to fraud, incl. chargebacks, fees and labor (North America ecommerce)LexisNexis True Cost of Fraud, 2025