Integrations · sticky.io

Industry‑leading approval rates for your sticky.io business

Beast Insights plugs into sticky.io and puts a proprietary LLM to work on your payments. It analyses millions of data points across every BIN, MID, issuer, and billing cycle you run, then steers each transaction to the MID most likely to approve it. Declines get diagnosed and recovered. Chargebacks get prevented and fought. And every result is measured, so you know exactly what worked.

Routes each BIN to your best-performing MID Keep sticky.io, your gateways, and your MIDs Live in weeks, not a re-platform
BINS IN MIDS · APPROVAL ODDS BIN 414720 Visa · cycle 3 BIN 542418 Mastercard · rebill BIN 601100 Discover · cycle 1 LLM ROUTING MODEL MID 01 72% MID 02 94% Approved MID 03 81% MID 04 fallback
Live decision: BIN 542418 routes to MID 02, the highest approval odds for this rebill

How it works

How does the Beast + sticky.io integration work?

Three steps, no re-platforming.

sticky.io your CRM, checkout and billing
sticky.io sends Orders, rebills, decline codes, gateways and MIDs
Beast returns Best MID per BIN, retry schedule, matched alerts, reporting
Beast Insights the payment performance layer
1

Connect

Beast links to your sticky.io account by API. Your campaigns, orders, rebills, gateways, and decline codes start flowing in. You keep sticky.io as your CRM and keep processing exactly as you do today.

2

Learn

Beast's proprietary LLM studies your transaction history across millions of data points: which BINs approve at which MIDs, at which billing cycle, at what time, after which decline codes. Your traffic is not average traffic, so the model learns yours.

3

Perform

Each transaction is steered to the MID with the best approval odds for that BIN. Failed payments get issuer-aware retries at the right time, with card refresh and a fallback route when the first path will not clear. You watch it all move in one dashboard.

The platform

What do sticky.io merchants get from Beast?

Six capabilities, one platform. Every card below is the actual product, not a promise.

Payment optimization

A proprietary LLM picks the best-performing MID for every BIN, per billing cycle and attempt. Static routing rules treat every card the same. Your data says they are not the same.

Model routing picks
BIN 4147 · cycle 3MID 0388%
BIN 5424 · rebillMID 0294% pick
BIN 6011 · cycle 1MID 0179%
Decline recovery

Beast diagnoses why each payment failed, then retries on an issuer-aware schedule, refreshes expired cards, and reroutes when needed. Merchants typically see a 10 to 15 percent uplift on previously failed payments.

One rebill, recovered
do_not_honor wait 26h retry via MID 03 Approved
Issuer-aware retry windowper decline code
Chargeback prevention

Visa Verifi authorized reseller: RDR, CDRN, and Ethoca chargeback alerts plus representment, matched to your sticky.io orders automatically. Billed only when proven effective.

Alert effectiveness
84.2%
Effective alert4,204
Alert turned into CB634
Invalid orders78
MID health & VAMP

Every MID in your sticky.io stack classified against thresholds you set, with Visa and Mastercard chargeback rates per MID. A MID drifting toward VAMP thresholds surfaces before it becomes a shutdown.

VisaHealthy
VAMP 0.31%Appr 94.7%
MastercardAt-risk
CB rate 1.12%Appr 87.3%
Campaign profitability

True margin per campaign, affiliate, product, and MID, after fees, reserves, chargebacks, and alert spend. Revenue tells you what you billed. Beast tells you what you kept.

LTV, gross vs net
30d60d90d
GrossNet, after costs
AI you can ask

Query your payments data in plain English, in Beast or from Claude, ChatGPT, or Grok over MCP. Answers come with the numbers behind them.

Which affiliate drove chargebacks last week?
Beast
Affiliate 114 drove 38% of new chargebacks, 2.1x its usual share, concentrated on Gateway B.

Built for performance commerce

Why does this fit sticky.io businesses so well?

Because Beast speaks the same dimensions sticky.io merchants already run on. Every report breaks down along the lines you already use to make decisions. No translation layer, no exports, no spreadsheet weekends.

Campaign Offer Affiliate / traffic source Gateway / MID BIN Card brand Billing cycle Attempt

One report, eight lenses. Chargebacks, approval rates, recovery, and profit all pivot on any of them.

Chargeback % by campaign
Summer VSL0.4%
Trial 14d0.7%
Upsell path B1.4%
Winback0.5%

sticky.io runs your business

Your CRM, campaigns, checkout, and billing stay exactly where they are

Beast is not a payment processor and not a CRM. It does not replace sticky.io, your gateways, or your MIDs, and there is nothing to rip out or re-platform.

Beast makes it perform

The payment performance layer on top of the stack you already trust

It decides where each transaction should go, recovers the ones that fail, protects the MIDs they run on, and proves the results in one dashboard.

FAQ

sticky.io + Beast Insights: FAQ

Does Beast Insights integrate with sticky.io?
Yes. Beast connects to sticky.io by API and ingests campaigns, orders, rebills, gateway and MID data, and decline codes. Most merchants are live in a few weeks, with no re-platforming and no checkout changes.
How does Beast improve approval rates for sticky.io merchants?
A proprietary LLM analyses millions of data points from your own transaction history to learn which MID approves best for each BIN, billing cycle, and attempt, then steers each transaction accordingly. Failed payments get issuer-aware retries, card refresh, and fallback routing.
Is Beast a payment processor? Do I have to leave sticky.io?
No and no. Beast is a payment performance platform. You keep sticky.io as your CRM, keep your gateways and MIDs, and keep your processor relationships. Beast adds the intelligence, recovery, and measurement layer on top.
Does Beast handle chargebacks for sticky.io stores?
Yes. Beast is a Visa Verifi authorized reseller providing RDR, CDRN, and Ethoca prevention alerts plus representment. Alerts are matched to your sticky.io orders automatically, and you are billed only for alerts proven effective in the effectiveness report. See how the tools compare in our chargeback management software roundup.
What does Beast cost?
Pricing is performance-based where it can be: chargeback alerts are billed only when proven effective, and recovery is priced on results. Talk to us with your volume and current approval rate and we will show you the math for your business.
Can I query my sticky.io payment data with AI?
Yes. Beast is AI-native with MCP support, so you can connect Claude, ChatGPT, or Grok and ask questions like "which campaign drove chargebacks last week?" or "which BINs decline most at cycle 3?" and get answers grounded in your data.
Mountain vista at golden hour

See what your approval rate could be

Bring your sticky.io volume, your MID list, and your current approval rate. We will show you where the model finds lift, what your declines are worth, and what your alerts actually prevent. If the numbers are not there, we will tell you that too.

Talk to us about your payments